Fleet Coverage That Fits: Protection for Every Vehicle Every Mile

Cargo coverage usually requires a separate endorsement or policy, as standard fleet coverage focuses on vehicles and liability.

Operating across state lines may require additional coverage and compliance with various state regulations.

Policies typically have per-vehicle and aggregate limits, with options for umbrella coverage for additional protection.

It covers customer vehicles in your care for service, repair, or storage, important for service-based fleet operations.

It automatically extends coverage to entities requiring proof of insurance, common in contract work.

Most policies allow vehicle changes with prorated premium adjustments, often through simplified reporting procedures.

Options include refrigeration breakdown, hazmat cleanup, rental reimbursement, and specialized equipment coverage.

Through safety programs, driver training, vehicle maintenance, higher deductibles, and careful vehicle selection.

Larger fleets often qualify for more coverage options, better rates, and self-insurance retention options.

Typically requires accident reports, police reports, driver statements, photos, repair estimates, and witness information.