Maximize Savings in Fort Collins: Home + Auto Bundles from Local Experts Since 1992
As independent brokers, we compare 20+ carriers to deliver real savings, local expertise, and personalized protection for your family and assets.
Finding the right car insurance shouldn't be complicated or expensive. We simplify the process and put YOU first.
Compare Top Carriers
Get unbiased access to quotes from multiple leading insurance companies, not just one.
Save Money
Our brokers work to find you the most competitive rates & discounts available.
Expert Local Advice
Get personalized guidance from licensed brokers who understand your specific insurance needs.
Home + Auto Bundles Tailored to Your Fort Collins Life
Whether you’re exploring award-winning breweries, biking the Poudre Trail, or growing your startup, our team crafts protection packages that fit your dynamic lifestyle and budget. Experience the independent broker advantage, powered by true local expertise.
Consult with a Local Expert
Start with a personal conversation led by a Fort Collins insurance specialist. We listen, review your coverage needs, and identify savings opportunities unique to your life here.
Compare Multiple Carrier Options
As independent brokers, we run the numbers across 20+ leading insurers to find optimal bundle savings—delivering you the best deal without sacrificing local service or protection.
Secure Your Protection with Ongoing Support
Our partnership doesn’t stop at purchase. We manage your policies, review annually, and provide local, friendly support whenever you need to make a claim or adjust your coverage.
Trusted by people
Just like you
Such an amazing insurance company!! Very friendly. They definitely try to find the best rates for you!!

I recently moved back to CO after some years gone. Among being astonished by how expensive things have gotten while gone, I was pleasantly surprised at the rates they were able to obtain for my coverage needs. At no point did they try selling me a policy that covered things like (in case I hit a Unicorn). It is very rare these days to find people who are honest and work for their customers needs. It was a great pleasure doing business with them.

Partnering with Leading Insurance Carriers:
















Ready to See Your Savings?
The Real Cost of Average Insurance Bundles
At Fort Collins Insurance Brokers, we take a different approach. As independent brokers, we analyze your entire insurance portfolio to create tailored Home + Auto solutions that address your unique Fort Collins lifestyle and maximize your savings—without coverage gaps.
Personalized Coverage Assessment
We start by reviewing your home and auto coverage, risk profile, and goals. Our expert agents use their local knowledge of Fort Collins to make sure you’re not missing critical protections—never one-size-fits-all.
Multi-Carrier Savings Comparison
We shop across 20+ trusted carriers, finding exclusive bundle discounts and optimizing your policies. See real savings—up to $1,800/year—without sacrificing the coverage that protects your family’s whole asset portfolio.

Why Fort Collins Families Trust Fort Collins Insurance Brokers
For over three decades, we've been protecting what matters most with expertise, integrity, and personalized service that puts your needs first.

Independent Broker Advantage
Tired of restricted options from captive agents? We compare dozens of carriers, so you get the best price and the right coverage for all your Fort Collins family needs—no compromises, no hard sells.
Personalized Client Education
Confused by policy fine print? We break down your options simply, showing exactly how you save and how you’re protected—making smart decisions, easy and stress-free for your family.
Local Expertise Since 1992
With over thirty years serving Fort Collins, our agents know local risks—from hail claims to brewery startups and family bike life. Trust our experience to guide your most important insurance decisions.

Technology With a Personal Touch
Enjoy the convenience of online tools and digital quotes, but always have a local relationship to back it up. Get forms, updates, and claims support fast—never at the expense of personal service.

Dedicated Personal Advisor
Say goodbye to call center runarounds. Meet your own dedicated advisor who reviews your unique home, auto, and umbrella needs—a real person, ready for any question or claim.
Community-Focused Values
As part of Fort Collins, we invest in local initiatives, support neighborhood causes, and treat every client like a neighbor. Our commitment to your community is at the heart of everything we do.
Phenomenal service, communication and most of all, personalization of your policies which help save money for only the coverage you need. We saved thousands a year by working with FoCo insurance. Melissa recommended main sewer line coverage during a full review of our home insurance policy. The cost of the coverage was miniscule and a year later, our main drain line broke and backed up into our basement. We saved $9k because of the coverage Melissa recommended, which was not on our policy prior to switching to FoCo Insurance. We have never felt like insurance companies had our best interest in mind until working with Foco Insurance. Highly recommend Melissa!

Protect Your Bundle Savings Today
Visit our Fort Collins office or call 970-313-0701 for your personalized Home + Auto Bundle consultation. See why locals trust us for real savings, independent advice, and expert protection—since 1992.
FAQs
Find answers to your most pressing questions and learn more about our services.
Multiple vehicles can be included in a bundle, often with increasing discounts for each additional vehicle.
Bundle discounts typically remain even after claims, though overall premiums may increase based on claims history.
Many insurers offer combined billing and additional discounts for automatic payments on bundled policies.
Review policies carefully as bundling shouldn't compromise necessary coverage levels for either policy.
Bundle discounts can transfer to your new home policy, though coverage and rates will need to be reassessed.
Unlock Your Free Quote Now
What are you waiting for? Discover your options with a free, no-obligation quote today!