Never Relive Another Insurance Nightmare in Fort Collins: Real Claim Support from Local Experts Since 1992

As independent brokers, we compare multiple carriers to protect your Fort Collins home with tailored coverage and proven, hassle-free claims support—so you never repeat a past disaster.

Why Choose FoCo Insurance for Your
Fort Collins, CO Homeowners Insurance?

Finding the right car insurance shouldn't be complicated or expensive. We simplify the process and put YOU first.

Compare Top Carriers

Get unbiased access to quotes from multiple leading insurance companies, not just one.

Save Money

Our brokers work to find you the most competitive rates & discounts available.

Expert Local Advice

Get personalized guidance from licensed brokers who understand your specific insurance needs.

Homeowners Insurance Tailored to Your Fort Collins Lifestyle

Whether you're biking the trails at Horsetooth Mountain, protecting downtown property, or weathering another hailstorm, our team crafts homeowners insurance that fits both your real risks and your budget. Experience the security and local understanding you deserve in Fort Collins.

1

Consult with a Local Expert

Start with a personal consultation where our Fort Collins advisors learn your claims history, coverage goals, and what matters most. We listen, ask the right questions, and identify gaps unique to your situation.

2

Compare Multiple Carrier Options

We research multiple national and local carriers, presenting clear, side-by-side coverage and pricing so you can choose with confidence. Our process is transparent, educational, and zero pressure.

3

Secure Your Protection with Ongoing Support

Once covered, our commitment continues—with ongoing claims advocacy, seamless renewals, and proactive advice before each new hail or fire season. Relax knowing you always have a single local contact ready to help.

Trusted by people
Just like you

Roy has been wonderful to work with!! Very responsive to any requests, very honest and competitive with pricing. All the things you hope to find in the insurance world. Highly recommend him and his agency!
Allison McGrath
April 14, 2025
I recently had the pleasure of working with Chloe on my insurance needs, and I couldn’t be more impressed! She was knowledgeable, patient, and truly went above and beyond to ensure I understood all my options. Her professionalism and dedication made the entire process seamless and stress-free. Chloe took the time to answer all my questions thoroughly, providing clear explanations and personalized recommendations that suited my needs perfectly. Her friendly and approachable demeanor made the experience feel more like a conversation with a trusted advisor rather than just a transaction. If you’re looking for an insurance representative who genuinely cares about her clients and is committed to excellent service, I highly recommend Chloe. She’s the best in the business!
Rebecca and Jason Warden
June 5, 2025
Melissa has been wonderful to work with! She is very prompt in her replies and really helped our family out in a tricky situation. I would highly recommend!
Brooke Hopkins
May 8, 2025
Roy was great to deal with, got everything switched over in a day and had insurance cards in hand in less than 8 hours at a lower cost than another broker quoted.
T
May 23, 2025
Shout out to Chloe at Fort Collins Insurance! She was quick with her communication and made the process of getting renters insurance simple and easy for me. Thank you!
Matt M
June 29, 2025
Very helpful to get a new quote for our insurance needs. Friendly, responsive and great service!
Cari Jones
June 18, 2025

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The Hidden Risks of Inadequate Homeowners Coverage

At Fort Collins Insurance Brokers, we take a different approach. As independent brokers, we dig deep into your claims history, risk tolerance, and Fort Collins weather factors to create custom coverage that protects you from future headaches and claim disputes.

Comprehensive Coverage Assessment

We analyze every detail of your home, claims history, and Fort Collins-specific risks—like hail, wildfire, and wind—to ensure your coverage addresses every exposure. Our team builds your policy for true peace of mind, not false hope.

Multi-Carrier Comparison

As independent brokers, we shop 15+ top-rated insurers to secure your best protection and value. No single-company agendas, just unbiased recommendations to give you control and confidence for every storm (or claim) ahead.

Why Fort Collins Homeowners Trust Fort Collins Insurance Brokers

For over three decades, we've been protecting what matters most with expertise, integrity, and personalized service that puts your needs first.

Independent Broker Advantage

Don’t get stuck with limited options or single-company frustration. We compare 15+ insurers for you, guaranteeing a policy that truly fits your needs—every renewal, every year.

Simplified Claims Support

No more complex forms or endless phone trees—when you need to file a claim, you get step-by-step guidance, direct communication, and real-time status updates. We make the claims process stress-free.

Local Expertise Since 1992

For more than 30 years, our agency has handled Fort Collins weather, claims, and homes. We know the fastest pathways to claim approvals and prevention—and help you avoid repeat disasters with real-world local solutions.

Technology With a Personal Touch

Our digital tools let you review quotes, file claims, and track status from home—while always keeping a real Fort Collins expert just a call away for urgent concerns.

Dedicated Personal Advisor

Say goodbye to endless call centers and start working with a single advisor who knows your family, home, and claims history by name. We’re here at every step, from quote to claim.

Community-Focused Values

We invest in our neighbors, local charities, and the safety of Fort Collins families. Our agents live where you do, stay active in community programs, and make your wellbeing their top priority—year after year.

Easy to work with and quick with customer service. I would highly recommend! I stopped only because of moving to a new state. Thanks IBP!
shannon mallory
November 13, 2018

Secure Your Colorado Home Today

Visit our Fort Collins office or call 970-204-4553 for your personalized homeowners insurance consultation. Experience the difference of working with local, experienced brokers who put your protection first.

Unlock Your Free Quote Now

What are you waiting for? Discover your options with a free, no-obligation quote today!