Drive with Confidence in Utah: Personalized Auto Insurance from Local Experts Since 1992

As independent brokers, we compare multiple carriers to find you the right coverage at competitive rates, protecting what matters most on Utah roads.

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Why Choose FoCo Insurance for Your
Francis, UT Auto Insurance?

Finding the right car insurance shouldn't be complicated or expensive. We simplify the process and put YOU first.

Compare Top Carriers

Get unbiased access to quotes from multiple leading insurance companies, not just one.

Save Money

Our brokers work to find you the most competitive rates & discounts available.

Expert Local Advice

Get personalized guidance from licensed brokers who understand your specific insurance needs.

Auto Insurance Tailored to Your Utah Lifestyle

Whether you're commuting to Salt Lake City, navigating mountain roads, or driving kids to Utah schools, our team creates a protection plan that fits your specific needs and budget. Experience the difference of working with local experts who understand Utah's unique driving challenges.

1

Consult with a Local Expert

Meet with our Utah team for a personalized assessment of your auto insurance needs. We'll take the time to understand your vehicles, driving habits, and specific concerns to identify the right protection strategy.

2

Compare Multiple Carrier Options

As independent brokers, we'll leverage our relationships with numerous top-rated insurance carriers to find the optimal balance of coverage and value. We present clear comparisons so you can make an informed choice.

3

Secure Your Protection with Ongoing Support

Once your ideal auto policy is in place, our Utah team provides continued support with policy reviews, claims assistance, and updates as your needs change. We're your long-term partners in protection.

Trusted by people
Just like you

We switched from another well-known local broker after so many mistakes and no accountability. As a retired broker, I know when someone is not doing what they should. Melissa is wonderful! She is friendly, thorough, accurate and always goes the extra mile. 10/10 recommendation!
Barb Samson
April 3, 2025
Shout out to Chloe at Fort Collins Insurance! She was quick with her communication and made the process of getting renters insurance simple and easy for me. Thank you!
Matt M
June 29, 2025
Roy was great to deal with, got everything switched over in a day and had insurance cards in hand in less than 8 hours at a lower cost than another broker quoted.
T
May 23, 2025
I recently had the pleasure of working with Chloe on my insurance needs, and I couldn’t be more impressed! She was knowledgeable, patient, and truly went above and beyond to ensure I understood all my options. Her professionalism and dedication made the entire process seamless and stress-free. Chloe took the time to answer all my questions thoroughly, providing clear explanations and personalized recommendations that suited my needs perfectly. Her friendly and approachable demeanor made the experience feel more like a conversation with a trusted advisor rather than just a transaction. If you’re looking for an insurance representative who genuinely cares about her clients and is committed to excellent service, I highly recommend Chloe. She’s the best in the business!
Rebecca and Jason Warden
June 5, 2025
Great people! Great service.
Chris Lidstone
March 24, 2025
Melissa is the BEST!! She works hard and always finds the best coverage for me and ALL those I refer to her.
Martin Hutcheson
June 21, 2025

Partnering with Leading Insurance Carriers:

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The Road to Better Auto Coverage Shouldn't Be Bumpy

Fort Collins Insurance Brokers delivers peace of mind through personalized auto insurance solutions tailored to your specific Utah lifestyle. As independent brokers, we compare options from multiple top carriers, providing clear explanations, competitive rates, and local expertise you can trust.

Personalized Coverage Assessment

Our Utah experts evaluate your unique driving habits, vehicles, and budget to recommend the ideal combination of liability, collision, comprehensive, and additional coverages that provide true protection without unnecessary costs.

Multi-Policy Savings & Discounts

As independent brokers, we identify all available discounts across multiple carriers, often finding substantial savings when bundling auto with home or other policies, while ensuring you receive every discount you qualify for.

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Why Utah Drivers Trust Fort Collins Insurance Brokers

For over three decades, we've been protecting what matters most with expertise, integrity, and personalized service that puts your needs first.

Independent Broker Advantage

Unlike captive agents who represent just one company, we compare options from multiple top carriers to find you the best coverage at competitive rates. More choices mean better value and protection tailored to your needs.

Simplified Claims Support

When the unexpected happens, count on our dedicated team to advocate for you through the claims process, providing guidance and support to ensure fair, prompt resolution when you need it most.

Local Expertise Since 1992

Our deep understanding of Utah's unique needs and Utah's insurance requirements ensures you receive guidance specifically relevant to your area, from a team that's been protecting drivers for over 30 years.

Technology With a Personal Touch

Enjoy the convenience of our digital tools for policy management, document access, and communication while maintaining the relationship-based service that online-only insurers simply can't match.

Dedicated Personal Advisor

Work with a consistent, knowledgeable agent who knows you by name and understands your evolving insurance needs, providing personalized attention you won't find with large online providers or call centers.

Community-Focused Values

We're committed to the communities we serve through programs like our award-winning 'Referral for a Cause' initiative, supporting local non-profits while building stronger neighborhoods throughout Utah and beyond.

Want To Work With The Best In The Business? Get Your Instant Quote Today.
Easy to work with and quick with customer service. I would highly recommend! I stopped only because of moving to a new state. Thanks IBP!
shannon mallory
November 13, 2018

Protect Your Journey Today

Visit our Utah office or call (801) 302-0550 for your personalized auto insurance consultation. Experience the difference of working with local, experienced brokers who put your protection first.

Let's Protect Together

FAQs

Find answers to your most pressing questions and learn more about our services.

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What factors affect my insurance premiums?
Auto premiums are driven by your coverage choices (limits and deductibles), driving record, location, vehicle, mileage, age, credit-based insurance score (where allowed), and claims history. In Colorado and Utah, weather, theft patterns, and teen drivers can also move rates significantly.
Why does prior insurance matter?
Having continuous prior auto insurance proves responsibility and helps you qualify for lower premiums. Gaps in coverage may result in higher rates or limited options in Colorado and Utah.
How to get auto insurance quotes?
Get auto insurance quotes in Colorado and Utah by contacting individual providers, using comparison tools, or working with a local broker to access multiple options tailored to your needs.
What information do I need to get car insurance quotes?
To get car insurance quotes in Colorado or Utah, you'll need your personal details, driver's license number, vehicle info (make, model, year, VIN), driving history, and desired coverage levels. Accurate details help you secure the best rates and avoid delays.
How to switch car insurance?
Compare new policies, choose your best fit, and align the start date of your new policy with the end date of your old one to avoid coverage gaps. Notify your current insurer, keep lender info updated, and confirm continuous protection.

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