Relief & Clarity in Windsor: Empowering Auto Insurance from Local Experts Since 1992
As your independent Windsor auto insurance brokers, we compare 15+ carriers to find you the right coverage and rates—offering relief, guidance, and genuine local care to protect your journey.
Finding the right car insurance shouldn't be complicated or expensive. We simplify the process and put YOU first.
Compare Top Carriers
Get unbiased access to quotes from multiple leading insurance companies, not just one.
Save Money
Our brokers work to find you the most competitive rates & discounts available.
Expert Local Advice
Get personalized guidance from licensed brokers who understand your specific insurance needs.
Auto Insurance Tailored to Your Windsor Lifestyle
Whether you’re commuting on I-25, enjoying Water Valley weekends, or building assets in one of Windsor’s vibrant neighborhoods, we craft auto insurance solutions that fit your life and budget. Trust local experts who understand Windsor’s drivers and risks.
Consult with a Local Expert
Schedule an easy, judgment-free consultation—virtual or in-person—with a Windsor-based advisor who will listen, ask questions, and learn about your unique needs. We believe in guidance, not sales pressure.
Compare Multiple Carrier Options
We independently compare your options from 15+ trusted carriers, clearly presenting coverage differences, potential discounts, and helping you understand exactly what you’re paying for—so you can choose with confidence.
Secure Your Protection with Ongoing Support
Once you choose your Windsor policy, we’re here for you—answering questions, managing changes, advocating on claims, and regularly reviewing coverage to keep you protected through life’s changes.
Trusted by people
Just like you
Insurance by Phone answers any questions I have. They understand that I have a busy life and take steps to help me in any way they can. Great job.

Very honest company, Kevin did a great job walking me through all the best options for my income level and helped me find the best insurance choice for me!!!

Partnering with Leading Insurance Carriers:
















Ready to See Your Savings?
The Road to Better Auto Coverage Shouldn't Be Bumpy
At Fort Collins Insurance Brokers, we take a neighborly, educational approach. As independent brokers, we compare options from 15+ carriers to create a tailored auto insurance solution that addresses Windsor’s specific risks, coverage gaps, and education needs.
Personalized Coverage Assessment
Our local Windsor advisors work personally with you to understand your driving habits, vehicles, budget, and future plans. We break down coverage step by step—no jargon—so you can make confident decisions and avoid surprise gaps in protection.
Multi-Policy Savings & Discounts
We compare 15+ top carriers to find you the best combination of coverage and savings. As your needs grow—home, auto, renters—we bundle policies for added discounts, all tailored to Windsor's unique insurance landscape and your budget.

Why Windsor Drivers Trust Fort Collins Insurance Brokers
For over three decades, we've been protecting what matters most with expertise, integrity, and personalized service that puts your needs first.

Independent Broker Advantage
Tired of one-size-fits-all insurance? As independent Windsor brokers, we scan 15+ carriers so you’re never stuck with a single company’s options. You get real choices tailored to your needs and budget.
Personalized Client Education
No more confusing insurance terms or rushed decisions. We break coverage down in plain language, answer every question, and provide educational resources so buying auto insurance is empowering, not overwhelming.
Local Expertise Since 1992
As Windsor’s trusted insurance advisors for over 30 years, we know local roads, risks, ZIP code discounts, and what matters to new drivers, families, and asset owners. Our experience keeps you better protected—always.

Technology With a Personal Touch
Enjoy modern tools for quotes and service—plus the ability to call, text, or visit your advisor in Windsor any time. Get the convenience you want with the personal relationship you deserve.

Dedicated Personal Advisor
Skip the call centers and endless hold music. Here, you get a dedicated Windsor advisor who knows you by name, guides you step by step, and sticks with you from your quote through every life milestone.
Community-Focused Values
We’re more than insurance—we sponsor local events like Water Valley Fun Run & Oktoberfest and invest in Windsor’s future. Our neighbors’ trust means everything, and we earn it every day by giving back.
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Protect Your Journey Today
Visit our Windsor office or call 970-204-4553 for your personalized auto insurance consultation. Experience the difference of working with local, independent brokers who put your protection first.
FAQs
Find answers to your most pressing questions and learn more about our services.
Costs vary based on factors like age, driving history, vehicle type, and location. On average, it can range from $50 to $200 per month.
Uninsured/Underinsured Motorist (UM/UIM) Coverage: Protects you if you're in an accident with a driver who has no insurance or insufficient coverage to pay for your damages.
Contact insurance providers directly, use online comparison tools, or work with an insurance broker to receive multiple quotes tailored to your needs.
Personal details (name, address, date of birth), driver's license number, vehicle information (make, model, year, VIN), driving history, and desired coverage levels.
Factors include your driving record, age, credit score, type of vehicle, location, coverage amounts, and prior insurance history.
Unlock Your Free Quote Now
What are you waiting for? Discover your options with a free, no-obligation quote today!