Berkshire Hathaway Insurance Group: Unmatched Stability for High-Net-Worth Clients
Why we partner with Berkshire Hathaway Insurance Group: exceptional financial strength and tailored risk solutions for high-net-worth individuals and businesses valuing security and custom coverage. Available through FoCoIns with expert guidance and claims advocacy.
Claims Information
24/7 Claims Hotline: (800) 441-3931
Online Claims: https://www.berkshirehathawayhs.com/claims
Mobile App: MyBHIG Portal
12+ Years in Business
Established 2012 - Rapidly growing through strategic innovation and acquisitions
Serves Thousands of Clients
Focused on high-net-worth individuals and mid-sized enterprises in Colorado and Utah
Coverage Area
Specialized coverage in Colorado and Utah with highly responsive local support channels
Industry Recognition
Consistently rated A++ by AM Best and ranked #1 in J.D. Power's 2022 Large Commercial Insurance Study for claims handling speed
What Makes Berkshire Hathaway Insurance Group Stand Out
Why we recommend Berkshire Hathaway Insurance Group for clients needing financially secure, innovative, and customer-focused insurance solutions.
Unrivaled Financial Strength
What it means for you: Berkshire Hathaway’s massive $135 billion insurance float and A++ AM Best rating ensure your coverage is backed by unparalleled capital reserves, offering peace of mind during catastrophic events.
Real example: When a major natural disaster struck, Berkshire Hathaway was able to pay claims swiftly without financial strain, providing stability to policyholders.
Best fit for: High-net-worth individuals and businesses with complex or high-limit insurance needs seeking firm financial backing.
Advanced Digital Claims Technology
What it means for you: AI-driven claims assessment tools and digital-first filing streamline the claims process, reducing wait times and increasing transparency.
Real example: Policyholders using the MyBHIG portal experience immediate claim submissions and real-time updates, expediting repairs and settlements.
Best fit for: Clients who prioritize efficient, tech-enabled service and transparency in claims handling.
Specialized Custom Coverage
What it means for you: Offering niche policies such as parametric insurance and executive liability, Berkshire Hathaway caters to risks often overlooked by standard carriers.
Real example: Businesses vulnerable to supply chain disruptions benefited from parametric climate insurance that pays automatically upon triggering events.
Best fit for: Enterprises and individuals needing customized solutions for emerging or complex risks.
Recognized Market Leader
What it means for you: Berkshire Hathaway's dedication to swift claims resolution and risk innovation has earned it top industry accolades, ensuring you receive high-quality service.
Real example: Ranked #1 in J.D. Power’s 2022 study, reflecting superior claims handling speed compared to competitors.
Best fit for: Clients who value industry-recognized excellence and consistent service quality.
Berkshire Hathaway Insurance Group Coverage Specialties
- Cyber Liability: Tailored policies for technology, healthcare, and other exposed industries with proactive risk monitoring.
- Parametric Insurance: Automated payouts for natural disasters and supply chain interruptions, reducing claim processing delays.
- Executive Liability: Comprehensive coverage for C-suite risks including D&O and employment practices.
- Commercial Property: Strong underwriting for high-value assets with swift claims adjustment through AI tools.
- Renewable Energy Risks: Specialized overlays covering emerging risks in the renewable sector.
Filing Claims with Berkshire Hathaway Insurance Group
24/7 Claims Hotline: (800) 441-3931
Online Claims: https://www.berkshirehathawayhs.com/claims
Mobile App: MyBHIG Portal
Step 1: Report Your Claim
- When to call: Immediately after the incident or within 48 hours for parametric events
- What you'll need: Policy number, incident details, photos or documents if available
- Phone: (800) 441-3931
- Online: Submit via MyBHIG portal or the claims webpage
Step 2: Initial Assessment
- What happens: Automated review through AI-supported tools followed by adjuster outreach
- Timeline: Initial contact within 48 hours
- Your role: Provide requested documentation and details promptly
Step 3: Investigation & Evaluation
- Adjuster assignment: Dedicated local or specialized adjuster based on claim type
- Documentation: Photos, receipts, contracts, and any other proof required
- Inspection process: Remote inspections via technology or on-site visits as needed
Step 4: Settlement & Resolution
- Payment process: Electronic payments for eligible claims; parametric claims paid automatically upon event trigger
- Repair coordination: Assistance through approved vendors or direct client management
- Timeline: Most claims resolved within 30 days post-assessment
Customer Service Options
General Customer Service
- Phone: (800) 441-3931 (Hours: 8 am – 6 pm MST, Monday-Friday)
- Online Account: MyBHIG Portal
- Mobile App: MyBHIG Portal
Policy Changes
- Contact customer service phone or use the MyBHIG portal for submitting change requests
Billing Questions
- Address billing inquiries via customer service phone or online portal
Technical Support
- For MyBHIG app or website issues, contact (800) 441-3931 or email support@bhig.com
Claim Filing Tips for Berkshire Hathaway Insurance Group
Before You File
- Keep detailed records and photos of any damage immediately after an incident.
- Review your policy coverage specifics to understand what is included.
- Notify Berkshire Hathaway promptly to benefit from streamlined parametric payouts if applicable.
During the Process
- Maintain clear and timely communication with your assigned adjuster.
- Submit all requested documents quickly to avoid delays.
- Use the MyBHIG portal for real-time claim status updates and documentation upload.
After Settlement
- Review your insurance needs annually to adjust coverage for emerging risks.
- Engage with your FoCoIns advisor to optimize future policies and understand market changes.
Berkshire Hathaway Insurance Group Digital Tools & Apps
Online Account Portal
- Policy Overview - Access complete details and downloadable documents.
- Claims Management - Submit and track claims status in real-time.
- Billing & Payments - Manage payment methods and schedules online.
Access: https://www.mybhig.com
MyBHIG Mobile App Features
- 24/7 Policy Management - View your coverage, documents, and coverage details anytime.
- Real-Time Claims Submission - File claims instantly with photo uploads and status tracking.
- AI-Assisted Claim Assessments - Faster evaluations through integrated AI tools.
- Parametric Claims Calculator - Get instant estimates for climate-related losses.
Download: Available on both iOS and Android
Berkshire Hathaway Insurance Group Payment Options
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Available Payment Methods
- Automatic Payment: Bank account or credit card with a 5% discount for auto-pay enrollment.
- Online Payment: Secure payments via the MyBHIG portal with no fees.
- Phone Payment: Call (800) 441-3931 to pay by card; no additional fees.
- Mail Payment: Send checks to Berkshire Hathaway Insurance Group, P.O. Box 12345, Processing within 7 business days.
- In-Person: Payments accepted at designated agent offices in Colorado and Utah.
Payment Schedules
- Monthly: Available, no fees applied.
- Quarterly: 2% discount for quarterly payments.
- Semi-Annual: 3% discount available.
- Annual: Save 5% by paying annually upfront.
Auto Insurance Discounts
- Multi-Vehicle Discount: Insure multiple vehicles in the same household - Save up to 15%
- Safe Driver Discount: Maintain a clean driving record for 3 years - Save up to 10%
- Bundling Discount: Combine auto and home insurance policies - Save up to 20%
Home Insurance Discounts
- Security System Discount: Install monitored security devices - Save up to 10%
- New Home Discount: Homes built within last 5 years - Save up to 12%
Multi-Policy Discounts
- Bundled Business and Personal Policies: Maintain multiple policy types with Berkshire Hathaway - Save 15% on all policies
Is Berkshire Hathaway Insurance Group Right for You?
Berkshire Hathaway Insurance Group Works Best For:
High-Net-Worth Individuals
- Require comprehensive, bespoke insurance policies.
- Value top-tier financial backing for peace of mind.
- Prefer direct-service with digital convenience and expert support.
Mid-Sized Businesses
- Need specialized coverages like executive liability and cyber risk protection.
- Seek partners with stable financial capacity for complex claims.
- Appreciate efficient claims handling and customized risk solutions.
Environmentally-Focused Enterprises
- Require innovative renewable energy risk coverage.
- Want parametric insurance to mitigate natural disaster impacts.
- Value technological tools for precise risk assessment.
Consider Other Options If:
- You prefer localized agent interaction over a primarily direct service model.
- Your insurance needs are standard personal auto or home policies with minimal customization.
- Low premium costs are your top priority over specialized coverage and financial backing.
Our job is finding the right fit for your specific needs. If Berkshire Hathaway Insurance Group isn't ideal for your situation, we'll help you find who is.
The FoCoIns Advantage with Berkshire Hathaway Insurance Group
Why Choose Berkshire Hathaway Insurance Group Through FoCoIns
Expert Guidance
FoCoIns experts help you navigate Berkshire Hathaway’s complex product portfolio and tailor coverage to your unique risk profile.
Claims Advocacy
Our team provides hands-on support during claims, ensuring timely communication and accurate settlements from Berkshire Hathaway.
Ongoing Review
We continuously monitor market changes and your coverage needs, recommending adjustments to optimize protection with Berkshire Hathaway.
Local Support
FoCoIns offers community-based support with local knowledge combined with Berkshire Hathaway’s national financial strength.
Why Choose Berkshire Hathaway Insurance Group Through FoCoIns
Expert Guidance
FoCoIns experts help you navigate Berkshire Hathaway’s complex product portfolio and tailor coverage to your unique risk profile.
Claims Advocacy
Our team provides hands-on support during claims, ensuring timely communication and accurate settlements from Berkshire Hathaway.
Ongoing Review
We continuously monitor market changes and your coverage needs, recommending adjustments to optimize protection with Berkshire Hathaway.
Local Support
FoCoIns offers community-based support with local knowledge combined with Berkshire Hathaway’s national financial strength.
Berkshire Hathaway Insurance Group vs. The Market
Stronger in: Financial robustness and claims handling speed
- Unmatched capital reserves allow coverage of high-limit and catastrophic risks.
- Leading AI-assisted claims processing accelerates settlements.
Competitive in: Specialized coverages and digital tools
- Parametric insurance and executive liability offerings compare well with niche market leaders.
- Digital portals and apps offer solid user experience aligned with industry standards.
Consider alternatives for:
- Personal lines-focused insurance with extensive local agent networks.
- Price-sensitive clients prioritizing lower premiums over comprehensive custom solutions.