FoCoIns.com SMS Policy

Effective Date: August 7, 2025

This SMS Policy describes how FoCoIns ("we," "us," or "our") uses text messaging to communicate with our users ("you" or "your"). By providing your mobile phone number and opting into our SMS communications, you agree to the terms outlined in this policy and our Privacy Policy.

1. Consent to Receive SMS Messages

By providing your mobile phone number and consenting to receive SMS messages, you agree to receive automated and personalized text messages from FoCoIns. These messages may be sent for marketing, informational, and transactional purposes related to your insurance quotes, policies, and account.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

2. What to Expect

You may receive SMS messages related to:

  • Insurance Quotes: Updates and links to your requested quotes.
  • Policy Alerts: Important notifications about your insurance policies, such as payment reminders, renewal notices, and coverage changes.
  • Account Support: Communications to assist with your inquiries or provide support.
  • Promotional Messages: Information about new products, services, or special offers that may interest you.

3. Message Frequency

Message frequency will vary depending on your activity and the services you use. You may receive messages when you request a quote, when your policy has an important update, or periodically for marketing purposes.

4. How to Opt-Out

You can opt out of receiving SMS messages from us at any time by replying STOP to any message you receive. After you send the STOP message, we will send you a final confirmation message to confirm that you have been unsubscribed. You will no longer receive SMS messages from that number.

If you wish to join again, simply sign up as you did initially, and we will start sending SMS messages to you again.

5. How to Get Help

If you are experiencing any issues or need help, reply HELP to any message you receive from us, or contact our support team directly at info@focoins.com or 970-204-4553. After you send the HELP message, we will respond with instructions on how to use our service as well as how to unsubscribe.

6. Cost and Carrier Information

Message and data rates may apply. FoCoIns is not responsible for any charges from your mobile carrier that may result from our SMS communications.

Participating carriers are not liable for delayed or undelivered messages.

7. Changes to This Policy

We reserve the right to modify this SMS Policy at any time. We will post any changes on our website and update the "Effective Date." Your continued consent to receive SMS messages after such changes will constitute your acceptance of the new terms.

8. Contact Us

If you have any questions about this SMS Policy, please contact us: