Foremost Insurance Group: Specialty Coverage Leader for Mobile Homes & RVs

Specialized Expertise in Non-Standard Markets

What it means for you: Access to tailored coverage designed specifically for mobile homes, RVs, motorcycles, boats, and seasonal properties that many standard insurers avoid.

Real example: Foremost insures older mobile homes and park models where others decline, ensuring customers maintain coverage without gaps.

Best fit for: Owners of manufactured homes, recreational vehicle enthusiasts, and seasonal property holders needing specialty protection.

Dedicated Customer Service and Claims Support

What it means for you: 24/7 claims reporting with specialized adjusters trained in manufactured housing and RV repairs, plus easy access to agents via Farmers extensive network.

Real example: Following a storm, Foremost deployed Mobile Claims Centers, delivering onsite claims assistance directly to affected policyholders.

Best fit for: Policyholders who value responsive, knowledgeable claims handling and personalized service.

Strong Financial Stability and Claims Handling

What it means for you: Confidence in Foremost's ability to pay claims reliably, supported by an A (Excellent) A.M. Best rating and robust reinsurance programs.

Real example: Favorable reserve development and proactive inflation management ensure claims are processed responsibly over time.

Best fit for: Customers needing assured long-term security for specialty property claims.

Extensive Agent Network and Specialized Training

What it means for you: Local access to experienced agents who understand the nuances of specialty markets and assist with coverage selection and claims.

Real example: Foremosts integration with Farmers network of about 25,000 agents ensures in-depth agent support and availability.

Best fit for: Customers who prefer working with knowledgeable agents for ongoing support and tailored advice.

Online Account Portal

• Quote and Purchase Policies: Obtain quotes and buy specialty policies online.
• Manage Policies: Update information, request changes, and view billing statements.
• Claims Management: File new claims and check status updates through a user-friendly interface.

Access: https://www.foremost.com/

Foremost Mobile App Features

• Easy Claims Filing: Submit and track claims conveniently from your smartphone for faster resolution.
• Policy Access: View documents, coverage details, and ID cards anytime.
• Bill Payment: Make secure payments and manage billing schedules on the go.
• Customer Support: Access contact information and support resources directly within the app.

Download: Available on iOS and Android

Available Payment Methods

• Automatic Payment: Bank account and major credit card options available; may qualify for discounts.
• Online Payment: Secure payments accepted via Foremost.com with no additional fees.
• Phone Payment: Call 1-800-527-3901 to pay by phone; no extra fees typically applied.
• Mail Payment: Send checks or money orders to Foremost Insurance Group P.O. Box 4946, Woodland Hills, CA 91365; allow 5-7 business days processing.
• In-Person: Payments can be made through your local FoCoIns agent office if they offer such services.

Payment Schedules

• Monthly: Available, generally no fees but verify with agent.
• Quarterly: Discounts may apply; check policy details.
• Semi-Annual: Potential discount incentives available.
• Annual: Typically offers the largest discount, inquire with your agent.

Auto Insurance Discounts

• Multi-Vehicle Discount: Insure multiple vehicles on the same policy - Save up to 15%
• Safe Driver Discount: No recent accidents or violations - Save up to 10%
• Anti-Theft Devices: Vehicles equipped with approved security systems - Save 5%

Home Insurance Discounts

• Multi-Policy Discount: Bundle mobile home insurance with other policies - Save up to 20%
• Loss-Free Discount: No claims filed for several years - Save up to 10%

Multi-Policy Discounts

• Bundled Coverage: Combine specialty coverages such as mobile home, motorcycle, and boat - Save up to 20% on all bundled policies

Foremost Insurance Group Works Best For:

Manufactured Home Owners

• Require specialized mobile home insurance not offered by standard carriers
• Own older or park-model mobile homes with unique coverage needs
• Value expert claims handling knowledgeable about manufactured housing construction

Recreational Vehicle Enthusiasts

• Own motor homes, travel trailers, or fifth-wheels
• Seek coverage that includes personal property and campsite liability benefits
• Appreciate specialty insurer expertise and AARP endorsement for motorcycles

Seasonal Property Owners

• Own vacant, seasonal, or vacation homes needing tailored insurance solutions
• Require coverage that traditional homeowners insurers may decline or restrict
• Value flexible underwriting and risk management support

Consider Other Options If:

• You need broad nationwide coverage beyond Colorado and Utah, as Foremost's specialty focus is regional.
• You prefer a standard homeowners or auto insurer with extensive digital-only self-service capabilities.
• Your property or vehicle requires highly customized or high-value luxury insurance beyond typical specialty products.

Our job is finding the right fit for your specific needs. If Foremost Insurance Group isn't ideal for your situation, we'll help you find who is.