Loans Closing Late Due to Insurance Issues?
Partner with Fort Collins' premier insurance brokers for seamless homeowners and flood insurance solutions that keep your deals on track. Expert FEMA compliance, escrow management, and 24-hour turnaround guaranteed.
You're in Good Company
Trusted by Colorado mortgage professionals and backed by industry-leading expertise
FEMA Certified
Official flood hazard determination specialists with direct FEMA portal access
250+ Lender Partners
From community banks to national lenders across Northern Colorado
Independent Brokers
We work for your clients, comparing 20+ carriers for best rates
Local
Colorado-owned since 1992, serving our community with pride
Unlock Seamless Insurance Solutions for Mortgage Lenders and Their Clients
We provide mortgage lenders with quick and accurate quote generation to streamline the lending process. Our comprehensive risk assessment ensures that clients receive the best coverage tailored to their unique needs. With customized insurance packages, we help you close deals faster and more efficiently.
Effortless Quote Generation to Accelerate Your Lending Process
Get instant quotes that save you time and enhance client satisfaction.
Comprehensive Risk Assessment for Informed Decision-Making
Our risk assessments provide insights that protect your clients and your business.
Tailored Insurance Packages Designed for Mortgage Lenders
We create insurance solutions that align perfectly with your lending strategy.
The Mortgage Protection Numbers
Understanding the financial reality of mortgage lending - from down payments to protection requirements, here's what the data reveals about today's mortgage landscape and why lenders require comprehensive insurance coverage.
Average mortgage loan amount in the US. That's a significant investment requiring comprehensive protection from day one
Of homebuyers put down less than 20%. Making mortgage insurance requirements even more critical for lender protection
Average annual homeowners insurance premium. A small price for protecting hundreds of thousands in mortgage investment
Of mortgage lenders require proof of insurance before closing Making proper coverage essential, not optional, for loan approval
Think of Us as Your Insurance Department
You focus on loans, we handle the insurance complexities. Here's how we keep your deals moving smoothly.
Last-Minute FEMA Changes
When Sarah's client's closing was delayed because FEMA remapped their property into a flood zone just days before settlement, we provided emergency flood coverage within 4 hours. The $380,000 loan closed on schedule, and Sarah's client saved $2,400 by avoiding rate lock expiration fees.
Complex Flood Requirements
Mike's commercial client needed specific flood coverage for a $2.2M warehouse loan. Our FEMA specialists navigated the CBRS requirements and secured compliant coverage in 24 hours. The loan funded on time, preventing a $15,000 rate lock extension.
Escrow Coordination
When Lisa's borrower switched insurance companies mid-process, we coordinated directly with the escrow company to ensure seamless payment transitions. The $450,000 refinance closed without delays, and the client saved $180/month with better coverage.
Complete Insurance Solutions for Lenders
Everything you need to keep loans moving from application to closing and beyond.
Flood Insurance
- FEMA flood hazard determinations
- NFIP and private flood options
- CBRS and OPA compliance
- Force-placed coverage coordination
- Escrow payment management
Homeowners Insurance
- Mortgagee clause processing
- Coverage adequacy verification
- Replacement cost calculations
- Multi-carrier rate comparisons
- Policy delivery within 24 hours
Commercial Property
- Complex property valuations
- Business interruption coverage
- Liability requirement compliance
- Certificate of insurance delivery
- Additional insured endorsements
Ready to Streamline Your Closings?
Let’s discuss how we can support your mortgage lending needs and help you close more deals.
