Hagerty Insurance Agency, LLC: Specialist Protection for Classic Vehicle Enthusiasts

Niche Expertise in Collector Vehicles

What it means for you: Coverage options custom-tailored to protect classic and enthusiast cars, motorcycles, and vintage vehicles with policies that consider their unique value and usage patterns.

Real example: When a collector’s concours-level vintage car was damaged during shipping, Hagerty’s specialized adjusters expedited valuation and ensured a full guaranteed value payout.

Best fit for: Classic car collectors and vintage vehicle owners who demand precise coverage that reflects their vehicle’s true worth.

Advanced Digital Claims Tools

What it means for you: Efficient claims filing via mobile app with photo submissions and 24/7 accessibility, speeding up repair approvals and settlements tailored for collector vehicles.

Real example: A Hagerty app user filed a claim with photos immediately after a minor rally accident, enabling rapid assessment and repair scheduling without delays.

Best fit for: Tech-savvy enthusiasts who want control, transparency, and fast processing for their claims.

Strong Financial Stability & Service Reputation

What it means for you: Backed by an A (Excellent) rating from A.M. Best and recognized awards, customers can trust Hagerty to fulfill claims reliably and maintain consistently high service levels.

Real example: Despite complex valuations, Hagerty’s financial strength ensures timely guaranteed value payouts that meet collector expectations.

Best fit for: Owners of rare, high-value vehicles who require assured coverage and dependable claims fulfillment.

Engaged Community & Exclusive Partnerships

What it means for you: Discounts and benefits through Hagerty Driving Experience, car clubs, and partnerships enhance customer value beyond insurance.

Real example: Members of partnered clubs receive premium discounts and access to curated events, reinforcing community and value.

Best fit for: Enthusiasts who appreciate community connections and additional specialized perks tied to their passion.

Online Account Portal

• View and manage active policies and billing summaries.
• Submit claims and upload supporting documentation online.
• Access digital ID cards and proof of insurance anytime.

Access: https://www.hagerty.com/account

Hagerty Mobile App Features

• Photo-based Claims Submission: File and track claims using images of your vehicle’s condition.
• Policy Management: Access policy details, make updates, and view billing information.
• Roadside Assistance Requests: Quick and direct assistance for vehicle emergencies.
• Classic Car Valuation Tool: Integrated resource to assess market value and support coverage needs.

Download: Available on both iOS and Android platforms

Available Payment Methods

• Automatic Payment: Bank account or credit card payments with no extra fees and potential discounts.
• Online Payment: Secure payments via Hagerty online portal without service charges.
• Phone Payment: Payments accepted via customer service number, no additional fees.
• Mail Payment: Payments can be mailed to Hagerty payment processing center; allow 7-10 business days for processing.
• In-Person: Not applicable; Hagerty operates direct and through digital channels only.

Payment Schedules

• Monthly: Available with no extra fees.
• Quarterly: Discounts typically available for select plans; verify with FoCoIns agent.
• Semi-Annual: Common option with associated discounts.
• Annual: Discounts up to 10% for full upfront payment.

Auto Insurance Discounts

• Club Membership Discount: Membership in Hagerty Driving Experience or partnered car clubs - Save up to 10%
• Low Mileage Discount: For vehicles driven 6,000 miles or less annually - Save 7%
• Multi-Vehicle Discount: Insuring multiple collector vehicles on one policy - Save 10%

Home Insurance Discounts

• Not Applicable: Hagerty does not provide homeowner’s insurance.

Multi-Policy Discounts

• Bundle Discount: N/A - Hagerty specializes in vehicle enthusiast insurance; bundling available only through select partnerships.

Hagerty Insurance Agency, LLC Works Best For:

Classic Car Collectors

• Own rare or vintage vehicles requiring precise agreed-value coverage.
• Participate in car shows, concours events, or rallies.
• Seek specialized claims service that understands collector vehicle nuances.

Vintage Motorcycle Enthusiasts

• Require tailored coverage for vintage or rare motorcycles.
• Value international event and rally protection.
• Interested in hobbyist usage-based insurance plans.

Low Mileage, Hobbyist Drivers

• Drive classic vehicles occasionally and seek usage-based rewards and discounts.
• Prioritize policy flexibility around limited driving.
• Prefer a community and insurance provider aligned with their passion.

Consider Other Options If:

• You need standard auto coverage for everyday non-collector vehicles.
• Your vehicle is newer or lacks collectible status needing general insurance options.
• You require bundled home and auto coverage from one provider.

Our job is finding the right fit for your specific needs. If Hagerty Insurance Agency, LLC isn't ideal for your situation, we'll help you find who is.